Sunny offer a line of credit from £100 to £1000 for up to five months without charging any fees.
1971% APR (variable) based on an assumed credit limit of £350. Representative example: £350 borrowed for 12 months. Interest 345% p.a. variable. Total amount repayable £1267.80 in 12 payments of £105.65 per month.
Sunny offer a line of credit from £100 to £1000 for up to five months. At Sunny, you’ll never pay a fee so you don’t have to worry about application fees, funding fees, rollover fees or late fees. You’ll only pay daily interest on what you borrow.
They offer several flexible payment schedules for you to choose from, the quicker you repay your balance the less interest you pay. At any point you can repay the remainder of your balance early without being charged an extra fee, you pay only the daily interest on the amount you borrowed.
This is a brand new alternative to the traditional Payday loan and one that we feel will be very popular.
After you apply you will get a credit limit, then it’s up to you. Either borrow the whole credit limit, or just borrow part of it. After that, there’s no need to reapply.
If you need more cash and you haven’t used up your credit limit, then you will be able to keep getting the cash you need until you have reached your credit limit.
Be at least 18 years of age
Be in full time permanent employment
Have a current or savings bank account
Have a debit card for the same bank account
Be paid monthly in to same bank account
Please do not apply if you do not meet the above criteria, as your application will possibly be declined